Welcome To Bajaj financer, the third Largest Group In India
18k
Happy User
Happy User
Customer Support
Borrow from a preapproved loan amount limit and pay interest only on the amount utilized
View and update your contact information and Bajaj Housing Finance customer login details online
Login to download account statements, interest certificates, NOC and other important documents.
If you have an ATM card associated with your account, you can visit an ATM machine and withdraw cash. Follow the prompts on the screen, enter your PIN, and select the amount you wish to withdraw.
If you have cash or checks to deposit, you can use an ATM that accepts deposits. Simply insert your ATM card, enter your PIN, and follow the prompts on the screen to deposit the funds.
Review the details of the transfer to ensure accuracy, including the recipient information and transfer amount. Once you're satisfied, confirm the transfer to initiate the process.
The OTP is a randomly generated code that is sent to your phone or email. You will need to enter this code in order to confirm.
The OTP is a randomly generated code that is sent to your phone or email. You will need to enter this code in order to confirm.
Bajaj Finance Limited 25-03-1987
You are able to transfer your funds within the Bajaj or other banks we support by adding your beneficiaries
We have two deposit schemes for you, one is Deposit Pension Scheme and another one is the Fixed Deposit Receipt.
We have several plans to apply for a loan. You may apply to our loan plans by submitting some of your valid information.
1
To be an account holder you have to open an account first.
2
After registration you need to verify your Email and Mobile Number.
3
Deposit some funds before applying on any FDR or DPS plans.
Now you can get any of our services as our registered account-holder
Business loan
Take Minimum
₹100,000.00
Take Maximum
₹10,000,000.00
Per Installment
6%
Installment Interval
31 Days
Total Installment
20
Prsonal loan
Take Minimum
₹100,000.00
Take Maximum
₹5,000,000.00
Per Installment
4%
Installment Interval
31 Days
Total Installment
30
I had opened an account 5 years ago, I feel safe keeping my funds in Viserbank. Their Deposit schemes plans are really helpful.
I had opened an account 5 years ago, I feel safe keeping my funds in Viserbank. Their Deposit schemes plans are really helpful.
I had opened an account 5 years ago, I feel safe keeping my funds in Viserbank. Their Deposit schemes plans are really helpful.
Don’t find your answer here? just send us a message for any query.
Contact with UsBajaj Housing Finance offers attractive Home Loan terms and benefits to applicants who have strong credit profiles. To be eligible for such terms, applicants should ideally have a CIBIL score of 750+.
The Home Loan EMI amount is dependant on three key aspects: Home Loan Principal Amount: This amount is the Home Loan sanction amount and has a direct impact on your Home Loan EMI. The larger your Home Loan amount is, the bigger your Home Loan EMI may be. Home Loan Interest Rate: The Home Loan interest rate is the rate at which you have to repay the principal amount. Naturally, a high interest rate leads to a steeper EMI amount. Bajaj Housing Finance also allows borrowers the opportunity to link their interest rate to the RBI Repo Rate. Home Loan Repayment Tenor: The repayment tenor is the total time you can take to repay your Home Loan amount in full. A longer tenor can facilitate smaller EMIs but can add to your total cost of borrowing. You can also use the Home Loan EMI Calculator to pre-emptively calculate your EMI amount before you apply for a Home Loan.
Yes, Bajaj Housing Finance does allow individuals with floating interest rate Home Loans to repay ahead of schedule without any additional fees. Here are the two ways in which one can consider doing so: Part-prepayment: By making part-prepayments on your Home Loan, you can make lumpsum payments over your regular EMI payments, and bring down your repayment amount ahead of your repayment schedule. Foreclosure: By foreclosing your Home Loan, you essentially repay the full outstanding amount in one go, before the end of your repayment tenor.
Yes, both you and your spouse can be joint applicants on your Home Loan. There are several benefits of applying for a joint Home Loan, some of which are: Increased Home Loan eligibility Increased Income Tax savings Increased Ease of Home Loan Repayment
Having a co-applicant usually helps Home Loan applications as it increases your loan eligibility and bolsters your repayment capacity. Applicants who fall short of meeting the eligibility criteria are advised to apply with strong co-applicants to enhance their Home Loan application.
Bajaj Housing Finance allows borrowers to repay their Home Loans at their own pace, with a repayment tenor that can stretch up to 40 years, basis their eligibility.
